Solar panels on the roof of Greg's home, a satisfied customer of Electric Ireland Superhomes' home energy retrofit services in Ireland.

AIB & Bank of Ireland to offer Home Energy Upgrade Loans



Two more banks, AIB and Bank of Ireland, have joined PTSB in offering low-cost loans to homeowners under the State-backed retrofitting Home Energy Upgrade Loan Scheme.

With starting interest rates from 3%, homeowners can borrow from €5,000 to €75,000 from AIB and Bank of Ireland later this year to retrofit their homes and make them warmer and more energy efficient.

PTSB already offers loans under the €500m Home Energy Upgrade Loan Scheme, which was launched in April of this year.

It is expected that a number of credit unions from the Irish League of Credit Unions will join the scheme in the coming weeks, which will allow more people to access these affordable loans in their own communities.

Homeowners can avail of the scheme subject to certain conditions – the works must be carried out by an SEAI registered ‘One Stop Shop’ energy partner or communities project coordinator. The home energy upgrade must also achieve a minimum 20% improvement in the energy performance of the building.

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